Understand the family’s goals, responsibilities, timeline, and available resources.
A BPP SIGNATURE FRAMEWORK™
NextGen Wealth Strategy™
Family & Generational Wealth Framework
FAMILY & GENERATIONAL WEALTH FRAMEWORK
Give the next generation more than money. Give them a stronger financial beginning.
What it is
A family-centered wealth education and planning framework designed to help parents and guardians intentionally build protection, opportunity, and long-term wealth for the next generation.
Financial education and planning can begin as early as 15 days old, depending on the strategies considered, eligibility, and applicable requirements—but it is never too late to start. Each plan is customized for infants, children, teens, and young adults based on life stage, goals, and family vision.
The problem it solves
Most families delay financial planning for children until major milestones—college, a first car, a first business, or adulthood. By then, options may be more limited, costs may be higher, and valuable time for protection and growth has already passed.
THE NEXTGEN PATH01Start 02Protect 03Build 04Teach 05Transfer
A financial foundation designed to grow with the child.
Consider how the child and household may be affected by illness, loss, or interruption.
Create an intentional strategy for milestones, opportunity, and long-term accumulation.
Include age-appropriate financial understanding so assets are paired with knowledge.
Prepare the family to preserve values, information, and wealth across generations.
WHAT THE FRAMEWORK ADDRESSES
A family strategy that evolves as the child grows.
THE NEXTGEN LIFECYCLEAGE + STAGE
Establish the family vision and explore early protection and long-term opportunity based on eligibility.
Connect milestone funding with age-appropriate financial understanding and family habits.
Prepare for earning, responsibility, credit, debt, transportation, and decisions after high school.
Coordinate education, entrepreneurship, housing, transportation, and growing independence.
Prepare values, information, protection, and wealth to move intentionally across generations.
THE INTENDED OUTCOME
A coordinated family strategy—not a collection of disconnected accounts.
+Flexible capital for education, entrepreneurship, housing, and transportation
+Earlier consideration of protection and insurability
+The potential to reduce future dependence on student loans and consumer debt
+Financial literacy established as a family value
+Preparation for life’s “what ifs” as well as planned milestones
BEGIN WITH A CONVERSATION
The framework is the path. Understanding the person determines where to begin.
Start with the BPP Clarity Conversation before moving into analysis, education, or recommendations.
Schedule Your Clarity Conversation ↗